LOANS PRODUCTS:
As a co-operative we recognize the importance of providing affordable loans to our members for everyday uses. Community First Co-operative Credit Union (CFCCU) therefore provides a very extensive loan portfolio. This will better enable our members to get the financial assistance they need.
In order to access loans at CFCCU, you must be a member of the credit union. Each applicant must provide the loan officer with the documents outlined below.
Employed Person must submit:
- Job letter
- Pay slip (two most recent)
- Social Security card
- Two valid Photo IDs (Passport + one other)
- Proof of Immigration Status
- Proof of Address within the last 6 months and in your name (Utility Bill /Bank Statement) NB if renting a letter must be provided by your Landlord, along with the actual Bill. Your Voters ID can also be used.
- Guarantor ( if required should provide job letter, passport and one other valid photo ID, social security card, two recent payslips, and proof of address)
- Cash deposit (varies, dependent on the amount being borrowed)
Self Employed Person must submit:
- Verification of Income
- Business License
- Social Security card
- Two valid Photo IDs (Passport + one other)
- Proof of Immigration Status
- Proof of Address within the last 6 months and in your name (Utility Bill /Bank Statement) NB if renting a letter must be provided by your Landlord, along with the actual Bill. Your Voters ID can also be used.
- Guarantor ( if required should provide job letter, passport and one other valid photo ID, social security card, two recent payslips, and proof of address)
- Cash Deposit (varies dependent on the amount being borrowed)
Below is a list of loan products currently offered at the credit union as well as a list of additional documentation needed to complete a loan application.