CFCCU Money Management Tip of the Day: Adopt a cash-only mindset: Credit card debt is the most prevalent form of debt. To avoid the temptation to spend money this way, carry cash only. This way, you will spend only what you have.
CFCCU Money Management Tip of the Day: Use a budget: Fortunately, living on a budget can be second-nature and even enjoyable once you’re set up to track your spending. Seeing what you have and what you pay out is a reality check. Closing your eyes to your debt doesn’t make it go away: A budget […]
CFCCU Financial Tip of the Day: Purchase appropriate insurance It’s important for individuals to have life insurance. “For most people term life insurance makes the most sense.”Consider how much your spouse or love one would need to maintain their current lifestyle and whether that will need to continue long term.” If you don’t have any […]
CFCCU Financial Tip of the Day: Add up the ins and outs: Sit down once a year and map out your cash flow. List what comes in per paycheck (after all deductions), then list all your expenses, dividing them into fixed expenses (such as groceries and mortgage) or discretionary ones (such as gym memberships and […]
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CFCCU Financial Tip of the Day: Know Your Net Worth Your net worth is simply what you own less what you owe. It is recommended that once a year you list all your assets: bank accounts, the house and its contents, vehicles, any investments, , pensions or rental properties and so on. Then do the […]
