CFCCU MOBILE APP PRIVACY POLICY
CREDGO
Last updated February 17th, 2020
Community First Co-operative Credit Union (CFCCU) respects the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our mobile application (“CREDGO”). Please read this Privacy Policy carefully. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT ACCESS THE APPLICATION.
We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of this Privacy Policy. You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Application after the date such revised Privacy Policy is posted.
This Privacy Policy does not apply to the third-party online/mobile store from which you install the Application or make payments, including any in-app virtual items, which may also collect and use data about you. We are not responsible for any of the data collected by any such third party.
COLLECTION OF YOUR INFORMATION
We may collect information about you in a variety of ways. The information we may collect via the Application depends on the content and materials you use, and includes:
Personal Data
Demographic and other personally identifiable information (such as your name and email address) that you voluntarily provide when using features such as chat, posting messages, sending feedback, or responding to surveys.
Derivative Data
Information automatically collected when you interact with the Application, including server log files.
Financial Data
Payment method details when making purchases or transactions through the Application.
Social Media Data
User data shared from platforms such as Facebook or Google+ when you connect your account.
Mobile Device Access and Data
Device features, location, and push notification settings that you allow the Application to access.
USE OF YOUR INFORMATION
Collected information may be used to:
- Improve the user experience.
- Process transactions and manage accounts.
- Deliver targeted content and promotions.
- Ensure security and prevent fraud.
- Respond to legal requests.
DISCLOSURE OF YOUR INFORMATION
Your information may be shared:
- To comply with legal obligations.
- With third-party service providers.
- For marketing purposes with your consent.
- During business reorganizations or sales.
TRACKING TECHNOLOGIES
Cookies, tracking pixels, and analytics tools may be used to improve the Application experience. Users can manage cookie preferences via browser settings.
CONTACT US
If you have questions or comments about this Privacy Policy, please contact us at:
Community First Co-operative Credit Union Ltd.
P.O. Box 1632
Old Parham Road, St. John’s, Antigua and Barbuda
Tel: 1-(268)-481-3950
Fax: 1-(268)-481-3975
Email: info@cfccuonline.com