Tip of the Day:

Know the difference between luxuries and necessities.

Knowing the difference between a “want” and a “need” can help you save money.

Many of the items we spend money on are things we want. If you don’t have to have it in order to survive, then it is a want. If the item doesn’t fit comfortably into your budget, you need to set it aside until your budget is ready to handle the purchase.